Get ready for a real estate tsunami—two of ’em, in fact. America’s largest-ever generations, millennials and baby boomers, are entering their prime home-buying years at the same time! But while most millennials are prowling the market for affordable starter homes that will enable them to move out of Mom and Dad’s basement or finally trade in their apartment keys for deeds, older Americans are often seeking “forever homes” with amenities and flexible, universal designs that will enable them to seamlessly transition into their twilight years—and maybe even party like it’s1999. Or 1979.

Where are the top cities to find these different places? Realtor.com set out to find the best metros in America to find starter homes and forever homes.

THE 10 TOP PLACES TO BUY A FOREVER HOME

1. PUNTA GORDA, FL

Median list price: $280,000

No one wants to live through a devastating hurricane and then spend their golden years rebuilding their homes. That’s why many retirees are heading to Punta Gorda, about an hour and a half south of Tampa. The city was devastated by Hurricane Charley in 2004. In the wake of the tragedy, lots of homes designed to withstand powerful storms have been built. Affordable prices and no state income taxes are big draws for retirees looking for a down-to-earth community on the water.